ESTABLISH A LASTING LEGACY THROUGH PLANNED GIVING

WHY A PLANNED GIFT

Planned gifts provide creative and flexible strategies for you to pursue your charitable and financial goals, while also supporting SWIRCA & More. While some planned gifts provide life-long income and substantial tax benefits to the donor, others use estate and tax planning techniques that maximize the gift for the charity or future heirs and minimize the impact on the donor’s estate.


With thoughtful planning and dedicated support, you can leave a lasting legacy that is not only important to you and your family but also for generations to come.

INVEST IN SWIRCA & More

You have worked hard to build the life you have today. Ensure that hard work lasts forever by helping others who need it the most.

SWIRCA & More has a well-earned reputation since 1974 for providing services and solutions to individuals in need. As a non-profit organization that strives to fulfill the mission of “Enhancing Opportunities for Independent Living,” SWIRCA & More focuses its efforts on empowering individuals of all ages to remain living safely in their own homes.  A planned gift is not only an investment in SWIRCA & More, it will also help to continue key services and the valuable work that SWIRCA & More provides.

TYPES OF PLANNED GIFTS

Wills and Living TrustsA Simple Way to Make a Huge Impact

While planning or updating your will, simply notify your attorney that you want to leave something to SWIRCA & More. Before you meet with your attorney, you will want to make sure you have your bequest language ready. For sample bequest language, please contact SWIRCA & More at 812-464-7800.


Memorial and Tribute Gifts
A Way for Others to Contribute to your Legacy

If you have a loved one who has been impacted by SWIRCA & More, establishing a memorial or tribute gift is a meaningful way to honor your loved one while supporting the work of our mission. Your memorial or tribute gift will be a lasting tribute to your loved one and make a difference in the lives of those we serve.


Charitable Gift Annuity
Lifetime Income

A charitable gift annuity involves a simple contract between the donor and SWIRCA & More, where the donor agrees to make a gift to SWIRCA & More and we, in return, agree to pay the donor (and someone else, if they choose) a fixed amount each year for the rest of their life.


Charitable Remainder Trust - Potential for Increased Income

Provides you or other named individuals income each year for life or a period not exceeding 20 years from assets you give to the trust you create.


Charitable Lead Trust


A charitable lead trust makes an annual payment to SWIRCA & More for a period of years, and at the end of the term, the remaining trust assets go to you, your children or other beneficiaries. The longer the length of time, the better the potential tax savings to you.


Appreciated Securities


Investments that have increased in value from the time they were purchased and can take the form of publicly traded stock, closely held stock or mutual funds.


IRA Rollover


Permits a direct tax-free rollover of a gift from an IRA to a charitable organization without payment of income taxes, if the donor is age 70 ½ or older at the time of the rollover and meets certain other requirements.

WHY IS AN ESTATE PLAN MEANINGFUL?

While an estate plan may sound like something only wealthy individuals can consider, the truth is that almost everyone should have an estate plan. Estate planning ensures that your assets will be managed and dispersed as you wish after your passing.


  1. Personal Reflection – Deciding on how you want to provide for your loved ones, while also reflecting on your life values and the legacy you want to leave.
  2. Financial Benefits – Receive tax incentives now and/or in the future without affecting your current assets.
  3. Philanthropic – Allowing you the opportunity to support the organizations you care about the most and the prospect of leaving a larger charitable gift.

WITH A PLANNED GIFT, YOU CAN

  1. Uphold advocacy efforts that will allow older adults and people with disabilities to live with dignity and to remain in their homes and communities for as long as possible.

  2. Increase public awareness of the evolving role SWIRCA & More plays in the planning, development, coordination and delivery of aging and other home and community-based services throughout Southwestern Indiana.

  1. Strengthen and promote the need and demand for fiscal, health and social support to ensure a sound quality of life.

  1. Encourage the continuity of direct services, such as meals, transportation and in-home services; services like Information and Referrals, Case Management, Care Transitions, Insurance Counseling and Family Care Giving.

  1. Champion the development of new programs and services, such as evidence-based health and wellness programs, nursing home diversion programs, integrated care programs and livable communities.

GETTING STARTED


  1. Contact Our Office: For more information, please contact Monica Spencer, Development Director at 812-492-7420 or by email at mspencer@swirca.org. We look forward to discussing with you your philanthropic goals and how you can fulfill them through a planned gift to SWIRCA & More. If you have already named SWIRCA & More in your estate plans, please contact us so that we may ensure your full wishes are carried out.


  1. Contact an Attorney or Financial Advisor:  Let them know you are considering a planned gift to SWIRCA & More. They can assist you in determining what type of gift best suits your personal and financial circumstances. If you do not have a financial advisor, we can offer a list of qualified advisors.
     
  2. Share your Plans with Family and Friends:  Be sure to talk to your family and friends and share your personal plans and wishes in addressing family needs as well as your legacy gifts.

 

Legal Name

All charitable gifts should be directed to SWIRCA & More or the
Southwestern Indiana Regional Council on Aging.

The information provided on this page is not intended as legal or tax advice. SWIRCA & More is not authorized to give financial, legal, or accounting advice. For such advice, please consult an attorney or financial advisor for advice that is applicable to you.